That's tough because pernasol loans are not secured against an asset, so your credit score is THE key factor in the decision to provide you $ . With your credit score, will be tough to near impossible to get the loan (I work in the industry and know first-hand how tough this will be). Suggest instead to get a loan against some asset like a car or house if you own one. That will lower the interest rate considerably and increase odds of getting the loan 100x. Other than that, suggest you ask a relative. Good luck!